Employee Benefits

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Healthcare flexible spending accounts are an employee benefit by which workers can set aside a certain amount of their salary, pre-tax, to use for hea ... read more
Recent Articles
Taxation IRAs FAQs
Do you have an IRA for retirement? An IRA, or individual retirement arrangement, allows you to save money for retirement. It also provides certain tax advantages. The Internal Revenue Service (IRS) offers guidelines to help you understand how IRAs work. Here are some frequently asked questions about ... Read more

What You Need to Know About Healthcare Reform
It should come as no surprise that the interests of health insurance providers and the people they insure sometimes conflict. Providers want to minimize costs while plan participants want comprehensive coverage with minimal restrictions or out-of-pocket costs. Federal healthcare reform legislation that ... Read more

401(K) Rules in 2011
Saving for retirement is important for many workers. The goal of living comfortably during the golden years means planning, saving and even making some sacrifices today. For many, a 401(k) is the key to retirement. But how much can you save in it? Every year, the Internal Revenue Service (IRS) announces ... Read more

Even the Best Laid Retirement Plans May be Spoiled
Millions of US workers retire each year. Is this year the year for you? You've worked hard to put yourself into a good financial position for retirement, but are you sure you're ready? The 2008-2009 economic downturn may have changed things for you. Lower Payout? The Pension Protection Act of 2006 was ... Read more

Open Enrollment for Benefits at Work
Many employers offer their workers all kinds of insurance benefits. Health or medical, dental and vision are just a few examples. Usually, the employers pay the lion's share of the costs of the benefits, and the employees pay the rest through payroll deductions. Employers get good rates on these insurance ... Read more

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FERS & CSRS Disability Retirement: The False Option of Extremes

The choices we make are contingent upon the knowledge we possess; thus, if we choose between a tripartite offering of x, y & z, when (as perhaps illustrated by Venn Diagrams within a rectangular ... Read more

OPM Disability Retirement under FERS or CSRS: Observing Dogs

They belie conformity of thought, though they are willing to obey and follow strict adherence to rules and commands; and while "experts" in clothing of meandering letters, capitalized afte ... Read more

OPM Disability Retirement under FERS or CSRS: Duplicative Duplicity

We can lie to others; others can deceive us; one can persuade oneself of a falsehood in order to live a deception; and we may even be able to persuade others, despite knowing the truth, to tell a li ... Read more

OPM Disability Retirement under FERS or CSRS: Hoarding Hordes

As homophones, they are often words confused and confusing, both in usage as well as in application; but it is the perspective by which they are utilized which refines the proper insertion into a gr ... Read more

FERS & CSRS Disability Retirement: Life's Fathomless Diatribe

We tend to personify and project upon lifeless, inorganic and inert entities, not to mention the extrapolation of generalized and universal conceptual forms, and inject them with personalities, char ... Read more

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